#debtfreejourney

I am so obsessed with these galaxy cash envelopes that I wanted to keep them for myself.... but I know that you guys would love them too. So they are now for sale in my shop!!!! 💌🌌🌠 #budget #budgeting #money #finance #help #love #laugh #happy #organize #debtfreecommunity #planner #cash #cashenvelopes #cashenvelopesystem #cashenvelopewallet #cashenvelope #financialfreedom #paycheck #going quote #debtfreejourney #quotes #coupon #couponing #couponcommunity #coupons #extremecoupons #save #savings #savingschallenge #goals


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𝐻𝑎𝑝𝑝𝑦 𝐻𝑜𝑙𝑖𝑑𝑎𝑦𝑠!!!!! 🌲 𝑊ℎ𝑒𝑛 𝑠ℎ𝑜𝑝𝑝𝑖𝑛𝑔 𝑓𝑜𝑟 𝑡ℎ𝑒 𝑐ℎ𝑖𝑙𝑑𝑟𝑒𝑛 𝑖𝑛 𝑚𝑦 𝑙𝑖𝑓𝑒, 𝐼 𝑎𝑙𝑤𝑎𝑦𝑠 𝑓𝑜𝑙𝑙𝑜𝑤 𝒕𝒉𝒆 4 𝑮𝒊𝒇𝒕 𝑹𝒖𝒍𝒆 𝑠𝑜 𝐼 𝑐𝑎𝑛 𝑠𝑡𝑖𝑐𝑘 𝑡𝑜 𝑚𝑦 𝑏𝑢𝑑𝑔𝑒𝑡. 1. 𝑆𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑡ℎ𝑒𝑦 𝑤𝑎𝑛𝑡 2. 𝑆𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑡ℎ𝑒𝑦 𝑛𝑒𝑒𝑑 3. 𝑆𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑡𝑜 𝑤𝑒𝑎𝑟 4. 𝑆𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑡𝑜 𝑟𝑒𝑎𝑑 . . . . #savingforahouse #holidaybudget #budgetlikeabadass #budgetingtips #debtbegone #debtfreejourney #debtsnowball #holidayshopping #debtfreechristmas #debtfree2019


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Good Night😊 LEAVE TWO 🙏🏽🙏🏽IF YOU FEEL THIS! If things are tough right now, IT WILL PASS. If things are peaceful and blessed, remember those days when you thought you couldn't?? DON'T QUIT. Work through it and ENDURE IT. LET'S GET IT! Much love ❤️ . .Follow me ⏬⏬⏬⏬ @eliminatemymortgage . . . . #realestateinvestor #realestateinvesting #realestateinvestors #residualincome #investments #investmentproperty#financialfreedom #investmentph#newhomeowners #realestateinvestment#debtfreecommunity #daveramsey #babystep2, #financialpeaceuniversity #debtfreejourney #everydollar #debtfreecommunity #babysteps #debtfreeby30 #debtsnowball #payingoffdebt #debtfreeliving #debtfreecouples #fpucouples #sidehustlecouples #1000payoff #


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How do we end up in this saaaaameee spot every year ??.. holiday season comes the same time every year; it didn’t switch up this year and change the time .. yet and still ..


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Swipe———> The first 200 people to claim their spot for my group coaching membership can lock in the rate for $20.20 a month instead of $47.99 a month! first training is happening this coming Tuesday at 8 PM CST and we will be talking about how to create your financial strategy for 2020! If you want to claim your spot, click the link in my bio before the price goes up. #thatfinancechick #financialindependence #financialfreedom #financetips #debtfreejourney #debtfreelife #debtfreedom #budgetplanner #budgetingtips #investingtips #investmentstrategies #blackeconomics #buildingblackwealth #investing101 #investing #valueinvesting


4💬Normal

❄️ Disney Trip 2019 is in the books! ❄️ . This trip we stayed at 🎆Coronado Springs and fell in love all over again! It’s GORGEOUS and perfect for kids and mom and dad relax time! I think it’s safe to call it our new “Home”! . We spent 9️⃣days, took our time, rode the rides and ate all the foods 😂and had some sips around the world 🌎 . ➡️Next stop: Debt paid off and a Disney Cruise when we are 💯 debt free! 🐭🚢 🏖 . #cashflow #debtfreejourney #debtfreegoals #disneyworldfoodandwine #CoronadoSprings #granddestinotower #familyvacationspot #disneyonabudget #lowcarb #butnotatdisney


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Next stop: 60%! 🤓


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This is so today after a very busy full on week, roll on the weekend is all I say


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Thank you, #debtpayoffplanner !! You are always way more excited about my progress than the student loan providers! 🎈 🎉🙌💪


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When a man has a vision for 2020...smh.. Look out.. 📸📸💰💰💯💯 My Life was spared for a reason!!🙏🏽🙏🏽 Following your PASSION!!💯💯💪🏽💪🏽 #try #nofear #passion #destiny #investment #self #financialfreedom #realestate #investor #millionairemindset #billionaireboysclub #debtfreejourney #energy #deals #decatur #flip #rich  #construction #buyers #rehab #realtor #contractor #legacy #monster #flipping #noboundaries #mentee @therock @crazywavy_ @masteringthecycle @inkbydee_ @plodinero


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All smiles today! Except Covergirl.. She is 💯% that chestnut mare🤣 • • Also, Honeydew is a monster. A beautiful monster. Carry on. #BIGGIRL 🍝🍕🍟🍯 • • #aqua #chestnutmare #redmare #mood #cowhorse #dunquarterhorse #quarterhorse #barrelhorse #barrelracer #marestare #mares #girlpower #yearling #equine #horsetraining #debtfreecommunity #debtfreejourney #debtfree


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BAM!! 🔥 Another one bites the dust! 💪 ☀️


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We save up all of our cash back and rewards until the end of the year and use them for #Christmas. Here’s how we did this year. ————————————————————————⁣⁣ #debtfree #debtfreejourney #dfc #debtfreecommunity #debtsnowball #budget #teamsmallshovel #zerobasedbudget #babystep2 #daveramsey #minimalistjourney #declutter #GasMoney #FetchRewards #Ibotta #FieldAgent #Shopkick #GetUpside #Rakuten #Ebates #SideHustle #financialfreedom #finance #frugal #frugalmom #SinkingFunds #Savings


1💬Normal

There are many people that are living to impress others. By living to impress others, many fall into debt. You don't have to buy the house, the car, the brand clothes, the latest phones, to keep up with your peers or social media. Focus on you and what you can afford. Many people on social media or in your circle are drowning in debt because they decided to take loans for houses, cars, weddings, etc... because they wanted to go viral on socia media or be talked about. Don't believe the hype. YOUR PEACE OF MIND comes first before trying to impress others. At the end of the day, you and only you will have to deal with the debt, the collectors calling, the long working hours and long commute to pay the debt back, the stress, etc... LIVE TO IMPRESS YOURSELF and not OTHERS.


1💬Normal

We just shrunk our #sixfiguredebt by $10,800. Every little bit counts! I’m proud of my husband for working so hard to sell our camping trailer. ⁣ ⁣ #debtfreecommunity #debtfreejourney #sixfiguredebtclub #debtisdumb


3💬Normal

Women, we all come in different shapes and sizes. We are God’s most precious works! If God calls you great, then you are great. Excellence dwells on the inside and is waiting for you to show the world. I am a women and excellence runs through my veins. @tarajiphenson looks amazing in this photo. When I seen it, I was like YES girl! #lifecoachingforwomen #confidentlybeautiful #confidencequotes #affirmations #blackownedbusiness #girlinfluence


2💬Normal

There's 14 days between now and our next paychecks! We can potentially send $3000 to debt with our next paycheck! We can do it! No spend starts... now!


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Ray, how do you stay motivated on your debt free journey? • It’s tough for me to answer this question for others because for me, being motivated is hard wired. Growing up with three siblings, I have always wanted to be the best at everything I do. How does one become the best in any endeavor? Constantly learning, being open to change and putting in the work. The process keeps me motivated. • When starting out our debt freedom journey, we attached ourselves to Dave Ramsey's baby steps. His simple, methodical approach was what we needed to align us financially and keep us focused. I’ve honestly enjoyed the process of each baby step and ultimately how this has strengthened my relationship with my wife. Your debt free journey will teach you contentment, sacrifice, discipline and intentionality. This will bleed over into other areas of your life and have a positive affect in those areas if you embrace the self development aspect of the journey. • Now that we are in the investment, saving for college and paying off the house phase of the baby steps, it is now more of a grind because there are no tangible wins. You have to gamify each baby step. Increasing your savings rate, hitting investment milestones, studying the market, increasing the equity in your home, saving on interest payment milestones, etc. Now, I am spending even more time learning about personal finance, investing and the economy. This is to stay hungry, motivated, and create a legacy for my family. Find your why, and you won't miss a monthly budget going forward.


1💬Normal

We sorted out our joint bank accounts today 🏦 We now have a joint account for both our bills and our house deposit! Yay! I have spent the last two hours changing over all my money to the new accounts (personal and joint) and changing our direct debits to the new bill account. This feels like a massive step forward for us as it will be much more productive being with the same bank. We set a restriction on the house deposit savings account that we can add any amount to it at any time however if we were to withdraw any money we both have to be present at our local branch to sign for it. We are also only allowed one withdrawal a month on this account, which we probably won’t do as this is our major savings goal that we hope to complete within the next 12-18 months 🏡 #debtfreejourney #ozdebtfreecommunity #debtfreecommunity #newbankwhodis #bankofqueensland #jointaccounts #moneymoves #savingsgoal #budgets #fixmyfunds #debtfreeaustralians #letsbuyahome #letsbuildahome #housedepositjourney #housedeposit


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When you are living the best version of yourself, you inspire others to live the best versions of themselves! My wish for #2020 is for each and every of us to embrace the best version of ourselves in every possible way 🦋 ____ #creditrepair #creditrepairservices #creditconsultantmskay #debtfreejourney #newlife #2020 #divinegoddess #elevation #beyourself


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Now that Black Friday has officially passed, I have a poll regarding your recent purchases! This year, are your children's Black Friday picks reserved for Christmas, or are they already in their hands? . . . . . #finance #chaseyourdreams #financialfreedom #financialplanning #moneygoals #financeexpert #financialsuccess #debtfreejourney #howtobudget #womenintech


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This is one side of the girls room, the quilt cover is discontinued.. However, I have found one practically identical that I’ve purchased & will be using on the other bed in this room. I still need to purchase the paint for the bedside table, a rug & I’m thinking a boho style wall hanging to go in the middle. I can’t wait to show you guys everything because this will be a huge room revamp for under $200! I really hope the girls will love it. I’m actually so excited to see their reactions. • • - - - - - - - - - - - - - - #ItsGotToGo #babystep #babystepone #babystep1 #babystep2 #babysteptwo #daveramsey #debtsucks #debtfreejourney #debtfreecommunity #budgetmom #savingourfuture #debtbegone #bosslady #debtisdumb #StartSmall #BabyStepTwo #BabyStep2 #budgetmum #organisedmum #debtsnowball #debtfreecommunity #debtfree #debtsucks #savingmoney #smashingmydebt #organised #goaldigger #gettingoutofdebt #debtfreecommunityaustralia


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Or last nights mushroom and spinach fettuccine leftovers 🙌🏽 Swipe 👉🏽 for colour. . Made this simple dish last night and it was a hit. . The girls had chicken pesto and everyone took leftovers for lunch today. . . . #debtfreejourney #debtfreecommunity #debtfreedom #personalfinance #daveramseyplan #financialfreedom #financialpeace #payingoffdebt #gettingoutofdebt #debtfreeliving #moneygoals #daveramsey #gazelleintense #debtisdumb #nospendchallenge #nospend #zerobasedbudget #budgeting #budget #frugal #frugalliving #vegetarian #fettucine #spinach #mushroom #eatwholefoods #plantbased #eatmoreveggies #leftovers #lunch


2💬Normal

Having a celebratory cold brew from @_toldyouso with @itzerotact for clearing the last bit of pesky debt before Christmas!#horrah


1💬Normal

The Blood Bank of Hawaii loves me because I have great veins. 🤣 I love donating because people need blood and, well, I have a bunch. Plus you get your choice of color for your pressure bandage. And snacks! Win-win-win situation, for sure. 😊🌺 . #debtfreecommunity #debtfreejourney #debtfreegoals #debt-free #debt #frugality #frugallife #frugalliving #frugal #budgeting #budgetplanning #frugalhabits #successhabits #goals #happygratefulblessed #engaged #engagedlife #nospendchallenge #dfc #808couponers #debtfreehawaii #emptynesters #moneyhabits #frugaltips #daveramseybabysteps


1💬Normal

🥰😍🎉AHHHHHH!!!! 5️⃣0️⃣0️⃣!!!! Thank you thank you thank you!!!!! I appreciate each and every one of you that have been supporting me from the beginning And the new followers that have just found me recently! 🎉🎉HOW SHOULD WE CELEBRATE?!?! 👇🏼👇🏼 comment below! #budgetlife #daveramsey #budgetfriendly #debtsucks #budget #financialindependence #savingmoney #personalfinance #frugalliving #budgeting #debtfree #money #frugallife #myfrugalfriend #savemoney #buildwealth #debtfreegoals #debtfreeliving #livingonabudget #onabudget #debtfreecommunity #cashflow #debtsnowball #payoffdebt #frugalmom #cashenvelopes #financialfreedom #debtfreejourney #savings #goals


3💬Normal

WOW! Looks the same right? . It mostly is. I sifted out a ton on props that I never touch and moved other stuff around. . Bye bye mini fridge! Well, see you across the room mini fridge! . My classroom is a corner of my sewing/craft room, so the space really needs to function as a whole. . The most important adjustments I made aren't even in this zone. . The rest of the room is still a disaster, but with over 24 hours before my next class, I'm confident I will win this war this weekend. . What is your biggest organization struggle? . . . #vipkid #vipkidteacher #vipkidlife #vipkidselfie #vipkidnewbie #vipkidmom #vipkidclassroom #vipkidhomeschoolers #vipkidrocks #vipkidjourney #buildyourfuture #debtfreejourney #vipkiddesk #cardboardanddreams #slightlylessmessy


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💠Before & After Credit Repair Collection debt started at $17,395! Ending debt balance is $1,244! - My client is almost #debtfree ____ Debt has the potential to ruin your sense of security, but you hold the power in your hands to change your financial future! ____ #debtfreecommunity #debtfreejourney #creditrepair #creditrepairbymskay #atlantacreditrepair #gooddayatlanta #gooddayalabama #newlife


1💬Normal

I am struggling. Depression & anxiety ☠️. I just feel so overwhelmed, sad, exhausted, burned out... tired. . One of those days 🤪 . #debtfreejourney #savings #debtfreecommunity #save #spend #money #moneywins #frugal #frugalish #spendy #retireearly #earlyretirement #firemovement #budget #budgetlife #smallwins #lifeonabudget #mentalhealth #millennialonabudget


1💬Normal

DIY IKEA HACK.... most of you guys know that I’ve moved into a tiny space where I have no storage no bench space nothing soooo I have made an ISLAND BENCH 🙌🏼 $110 spent all from @bunnings Don’t think it’s 100% done might add some skirting and paint the back but for now it’s my debt free bench that makes me so happy 😍 the idea came from @raw_homemade Thank you for sharing Also let’s add it’s not perfectly styled because that’s extra money and it’s not forever, I also used what I had and will make do at least it’s all off the floor 😆 . . . . . #frugalfamily #cashisking #livelikenooneelse #ikeahack #lifehack #diy #diysmallspace #spacesavingsolutions #debtfree #Debtfreeaustralians #debtfreejourney #bunnings #livingonabudget #budgetlife #budgeting #savvymum #organisedmum #ozdebtfreecommunity #sidehustle #payingoffdebt #debtfreecommunityaustralia #frugalaussiemum #organisedmum #organised


7💬Normal

Trying to save your first $1,000? A easy way to make some extra money is a yard sale! A virtual yard sale is great too! Pick out a few things you don’t need around your house and sell them! #debtfree#daveramsey#debtfreejourney #dollartreefinds#dollartreehaul#budgeting#budgets#babystep2#momlife#sahm


2💬Normal

December Budget is ready! Our goal for this month is to keep the variable spending as low as possible, right now we project 24% but our goal is 15%, the difference will be sent directly to debt! ⁣ ⁣ We also want to focus on giving this month, which we will use our $200 budget and our volunteer our time. ⁣⁣ ⁣⁣ We were notified about a month ago that my job would be changing our pay period cycle, initially the payroll was setup without a lag and they're adjusting it now to avoid prepaying for unworked days. This mean that in December I will be receiving my two biweekly paychecks but one of them will be for 1/2 the amount. ⁣⁣ ⁣⁣ Many employees were upset by the change and some may be affected drastically. However, I didn't blink an eye, wehave a cushion we can rely on and we've optimized our expenses the last few months to ensure we can live on Mr. DD's paycheck. ⁣⁣ ⁣⁣ 𝘐 𝘓𝘖𝘝𝘌 𝘣𝘶𝘥𝘨𝘦𝘵𝘪𝘯𝘨 𝘧𝘰𝘳 𝘵𝘩𝘪𝘴 𝘷𝘦𝘳𝘺 𝘳𝘦𝘢𝘴𝘰𝘯. ⁣⁣ ⁣⁣ #budgeting #decemberbudget #cushion #debtfreecommunity #dfc #daveramsey #budgeting #personalfinance #debtfreejourney #babystep2 #frugal #emergencyfund #livebelowyourmeans #financialindependence


1💬Normal

Every so often I do a bulk buy for things like nuts, organic flour and dried beans & lentils. I also keep my eye out for half price items at the supermarket eg 5kg rice using my half price app. . Keeping bulk staples on hand means there is always something to make a meal from and grab for snack food. If we are having a tight week we can literally eat beans and rice and survive! 😂👌 . Here a few things to keep in mind which I've learnt: . ▶️ COMPARE UNIT PRICE . Don't assume because it's bulk it's always cheaper. I've discovered one anomaly at Woolworths with the rice. It was actually the same price getting the smaller bag of brown rice than spending more on the bulk (different with the white though). Also with the online bulk store I buy from, some things like nuts are cheaper in bulk whilst other things like oats are not, it's cheaper just to buy the smaller bags at Aldi. . ▶️ STOCK UP IN THE SALE . Items like oil, coffee & rice are regularly half price at Coles & Woolies so always keep an eye on that and snap up the bargains! 🤑😁 . ▶️ SEARCH ONLINE . There are a few online stores that offer better prices for some bulk items than the supermarket. For example, I use goodness.com.au . . ▶️ KEEP IT FRESH . Before stocking up I make sure I can store and use the items before they expire. Things like flour & nuts often need to be kept in the fridge especially during warmer weather so as not to attract weavils or so the oil doesn't go rancid. I find it easier to portion flour, for example, into 1kg freezer bags as it's much easier to store in the fridge and take out as needed. . I would love to hear about any items you find works buying in bulk and any other related tips you have for saving money on bulk groceries. . . #debtfreecommunity #debtfreeaustralians #savingmoney #spendless #frugalaussiemum #ozdebtfreecommunity #aussiemums #bulkbuys #daveramesey #beansandrice #debtkickingdownunder #frugal  #debtfreejourney #barefootinvestor #gazelleintense #grocerybudget #groceryshopping


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Me, when my kid says he shouldn't have to pick up his toys because he'll just have to pull them out tomorrow... . . . #debtfreecommunity #debtfreejourney #debtfree #wiseass #kids #love


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This isn’t a money related post. But I feel important to spread awareness for the beautiful initiatives and charity’s, that happen not only this time of year but throughout the year. . “Share the dignity” helps women who have faced adversity and/or period poverty with bags filled with women’s sanitary items, beauty and hygiene products and anything really a woman, mother or young girl needs. The bags, can be dropped off at your local bunnings store, there is only 1 day left for the Christmas Drive. Also don’t forget to always tie that coloured bow on too 💗Women’s Bag 💛Teen Bag 💜Nappy Bag . “Kmart Wishing Tree Appeal” helps with gifts for those who are less fortunate, so they can have a beautiful Christmas also. You can either buy something new and place it in the Kmart wishing Tree appeal boxes, or make a cash donation it runs till 24th December. . It’s always better to give than to recieve. . . . #sharethedignity #kmartwishingtreeappeal #charity #cheerfulgiver #debtfreejourney #debtfreecommunity #debtfreeaustralia


4💬Normal

It's Day 5 of 25 DAYS OF SAVINGS! Buddy up for a family plan! For subscriptions that have the option, find a way to join – or make – a family plan. The members of your "family plan" don't even need to be your own family. Find some friends – or friends of friends – and make a family plan. If you get enough people on a family plan for cellphone service, for example, you may save $50 compared with a similar individual phone plan. T’is the season to be saving!💰 🎄 . . . . . #TheRebelBroker #business #businessowner #businesswoman #womeninbusiness #entrepreneurship #entrepreneurlife #finance #financetips #financialservices #financialfreedom #financialindependence #entreprenuer #entrepreneurship #savingmoney #savingmoneytips #savingschallenge #retirement #retirementplanning #debtfreecommunity #debtfreejourney #debtfree #lifeinsurance #lifeinsuranceawareness #lifeinsurancematters


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I had a heart to heart with a friend over the weekend about #daveramsey and then found this cracked open at her house tonight ❤❤❤ Cheers to 2020 and some big, scary goals!


2💬Normal

Here are my updated loan amounts. I’m slowly chipping away! . It’s still shocking to know that this is all that’s left. . Hopefully I’m good with my money this month to make good strides against these bad boys. . . . #financialfreedom #studentloandebt #studentloanssuck #personalfinance #debtfreecommunity #debtfreejourney #debt #debtfreegoals #debtsnowballin #debtsnowball


1💬Normal

What are your favourite household products ? . . . These are some of mine. 1️⃣#Bounty it really is the “quicker-picker-upper”. #quickerpickerupper when I have bounty in the house everything is all right. Is there anyone out there that loves bounty select-a-size as much as I do ? 2️⃣ #Windex and Bounty are the perfect match. Clean space, clear mind 🧘🏾‍♀️ & smug free mirrors and class is the cherry on top. 3️⃣#Dawn ! Does anyone hand wash their dishes anymore? Asking for myself. I do and well nothing beats this formula, in my opinion. Considering all dishwashing liquid characters. Scent, texture, lather, rinse. I think it’s aiding with my natural nail growth. 4️⃣#TidePods so easy and convenient. I pop 2 in per medium load and it’s guaranteed to get my clothes clean and smelling fresh. 5️⃣ Last but not least, #Bounce #DryerSheets. They’re like what Bounty is to Windex. I cannot have one without the other! They add a second burst of clean scent to the clothing. This is just to name a few. Part 2 coming soon. . . #CleanFreak #momlife #mommyblogger #momlife #slayathomemom #gtamom #cleaneating #clean #cleaning #momjokes #clearwater #breathe #family #home #debtfreejourney #stayathomemom #lovelovelove #BountyPartner


0💬Normal

THROWBACK THURSDAY to when I first brought Halas home. Now he’s 6 months ❤️😭⁣ ⁣ When I first brought him home I was so worried that Aaron would be mad because I didn’t really talk to him about it first...⁣ ⁣ But it was one of the best decisions I ever made! So my advice for you today is to go after the thing you want, do what speaks to your heart, whether it’s getting a dog, moving, accomplishing a goal or whatever else. Just do it!!


1💬Normal

I have decided that I love where I live. I love my home, and everything that is in it. There was a time when I hated being home, always wanting to be out shopping or just doing things. Lately I love being in the comfort of my own home, soaking in the fact that I not only own it but everything inside was purchased and decided by me. Sometimes going thru hard times makes you grateful for what you already have. #debtfreecommunity #debtfreejourney #lovewhereyoulive #debtfreeteacher


3💬Normal

30 Day Instagram Challenge 👆🏻🚀⠀ ⠀ Would you try this challenge? 🤫⠀ ⠀ Tag A Friend To Challenge Them 🚀🚀🚀⠀ . . Do you enjoy the content on @Hustlemind ? Drop us a like and please share it with a friend! Thank you! 🙏⁠ .⠀ .⠀ ————————————— 👉🏻 Follow @Hustlemind⠀ 👉🏻 Follow @Hustlemind ⠀ —————————————⠀ 🚀🚀🚀🚀🚀🚀🚀🚀🚀⠀ ———————————— . Tag your friends ♥️ Share your friends who need this 👍 Turn On Post Notification 🔔 .⠀


4💬Normal

Don’t remember the last time I wasn’t eating pizza in my favorite black sweater 💸🛍✨


1💬Normal

My total debt is below 9,000!!! I received my overtime pay on Wednesday and I applied it all to my student loan. I have another payment that will be applied on the 14th that will have me a little more under. #slowandsteady #singledebtfreejourney #singledebtfreecommunity #debtfreecommunity #debtfreejourney #daveramseybabysteps #daveramsey #debtsucks #blackfinance #nocarpayment


1💬Normal

Just a little under 3 weeks until Christmas!🎄 ⠀ Today I picked up a couple presents and was so thankful I had my Christmas envelope with me to keep me on track. I keep all the Christmas receipts in it and keep a running balance on the back. It’s so organized I love it! I would should you how the back looks, but I don’t want my family to see what they’re getting lol. ⠀ How are you staying on track with your Christmas budget? ⠀ Remember, do NOT go further into debt this Christmas. If you don’t have the means to gift presents, gift your presence 😉💝


4💬Normal

I finally paid off my youngest son's medical bill!! Thank you so much!!! I feel a relief! #daveramsey #debtfreegoals #money #moneysaver #debt_budget #budgeting #budget #budgetplanner #debtfreecommunity #debtfreejourney #saving #2019goals #savinggoals #savingmoney #sinkingfunds


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Tonight I was a tequila kinda girl🍹 — WHY you ask?! • Because this girl paid off her student loans today & it was time to celebrate the hell out of that! 👯‍♀️ • Earlier this year, when I became a coach - you may remember hearing me say I was gonna set a goal to pay off all my students loans by January 2020 with the income I made with my online coaching biz AND HERE I AM — killin’ it! ☑️☑️ • Does that sound like something you could get down with?! JOIN ME! 👊🏼 • #beachbodycoaching #debtfreejourney #studentdebtfree #beachbodycoachingopportunity #tequila #momboss #mompenuer #boymom #fulltimemom #fulltimecoach #fulltimenurse #killingit #wisconsin #formyfamily #formyself #college #rnlife #rn #emergencyroomnurse #gettingdebtfree #margaritas #beergirl


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Peyton is my vice on my #debtfreejourney ! I just need all things Peyton! I let my weave obsession go. Make up obsession go! But I just love my girl Peyton! Lol Can’t wait until my Peyton Bundle arrives from Black Friday! 😜@goldmineandcoco . . . #goldmineandcoco #peyton #planneraddict #plannersticker #happymail


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#mood😏 ~SHO


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Tonight our dryer stopped working. Tonight we bought a new one. Would Dave Ramsey approve? Probably not. But here’s why we did it: The dryer that came with the apartment was older than dirt. We did some troubleshooting, which did nothing. We could have called a repair man, which we would have paid for, because the washer and drier became our property when we signed the lease, but it felt like a waste. We could have paid $100 for someone to come look at the thing, and then paid an unknown amount to fix it, only for it to break again soon, because it’s older than dirt. Instead, we chose to use our emergency fund to replace it. We could have been way more gazelle, but we decided we didn’t want to be. No better reason-we just didn’t want to be without a dryer. Sometimes this journey is about cutting out unnecessary expenses. Sometimes this journey is about understanding that those unnecessary expenses will make our lives easier, and sometimes that all you need to make it worth it.


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My definition of #SelfLove includes flowers. . . . There is nothing like a bouquet of flowers to brighten up you’re space. The life span of flowers after the stem is cut is shorter than I’d like to admit but I like what I like. During a good month, I can buy 3 full bouquets for $20 at my local grocery store. If I can get a few stems of #babiesbreath for under $5, I’m thrilled lol. . . . In the right vase or pot, flowers can create such a #peaceful space. I never really cared for flowers growing up. Once I realized how much I really enjoyed having arrangements around my house, the short lifespan was just a reminder to appreciate the full blossom in its entirety. . . . A bunch like this was not only beautiful in the visual sense... the beauty was air born. 💐 Someone needed to see this today. If flowers are your thing, treat yourself. Next step : Potted Plants 🌱 & Keeping them alive. . #MomLife #Flowers #FlowersOfInstagram #MomANDMe #SlayAtHomeMother #PlantLover #FlowersForHer #Happy #Life #happywifehappylife #HappyWife #spirituality #Calm #healthylifestyle #decor #december #debtfreejourney #ThisWeekOnInstagram


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You can always make more money, but you have to discipline your behavior and habits before you’ll start seeing true progress. Discipline is like a muscle...you have to work on it and practice. Takeaway tip: Start picking 1 day each week that you don’t spend a single dollar. Prep to already have gas in your car and food ready. . . . #debtfreecommunity #debtfreejourney #debtfree #daveramsey #financialfreedom #ShumpertFinancial #debtsnowball #financialpeaceuniversity #financialgoals #financialgoals2019 #financialadvisor #financialcoach #financialconsultant #financialeducation #financialeducationservices #financialeducator #finance #financetips #financialblogger #generationalwealth


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Join myself and other industry experts as we present you with over 12 free products, resources, and trainings to help you reach your income and personal goals in 2020 Download your resources at: bit.ly/12daysofincome2019


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That look on your face when you realize you can scratch another goal off your vision board 🎉 Thanks to budgeting and honestly, the extra incoming from my coaching my virtual challenge groups, I was able to completely pay off one of my student loans this year 🤸🏻‍♀️ It may not seem like a big deal, but have some big goals and dreams for our family, and this is just ONE step! Can’t wait to put my 2020 vision board together! #goalcrusher #youweremadeformore


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New video is posted! Make sure your subscribed so you get notified for my cash envelope stuffing this weekend 💕💕


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