🗣🗣🗣Credit Karma is NOT Free!
Credit Karma makes money off of your personal information you volunteered! 😟 ❌Credit Karma is NOT a credit monitoring site! - They collect your information from the credit bureaus to create targeted campaigns based on your personal information
which makes Credit Karma an affiliate marketing site! ❌Credit Karma DOES NOT give you FICO scores! - Which is what mortgage lenders use.
Credit Karma gives you Vantage scores... (I covered the difference between FICO and vantage scores before)
Credit Karma buys your scores for penny on the dollar, this is how they are able to furnish you with updates every 7 days.
Why? To get you to look at your scores and their AFFILIATE offers!...You know, the offers for those credit cards that say you have a fair, good or very good chance of being approved for.
Have you noticed they never say "You have a bad or poor chance⁉️”🤔 🚫Apply, get denied and now you have an inquiry on your credit profile. ⬇️ 😟
And those of you that are seeing you have a "chance" of getting approved for an American Express 💳 think again... You would be surprised to know, American Express only pulls from Experian for credit cards? 😮 ❌Credit Karma DOES NOT give you Experian credit report or scores