Ernest Tham

‘It is not the strongest of the species that survives, nor the most intelligent. It is the one that is most adaptable to change.’ - Charles Darwin All of us are on equal playing field. No matter how big businesses are, no matter how wealthy we are, how we look, all of us are required to work from home now. So we basically starts from zero. Embrace this environment, embrace the change and use it to your advantage and move forward even faster and stronger than your competitors. #etag #ernestthamadvisorygroup #holisticlifeplanning #totallifeplanners #insurance #estateplanning #bereavement #financialplanning #changeistheonlyconstant

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