Kristine_Venturing Pinay

Worse case scenario. . Anong mangyayari if wala kang health insurance or HMO that will cover this expense? . Take note, this is just for FIVE (5) days! . Paano if longer than five days? May pambayad ka ba? If worse comes to worst, can your family take the hit financially? . Hindi? Unsure? Then stay at home. You must discipline yourself and stay at home. I know this is not possible for some who still need to go to work, but if possible for you, then stay at home. . And while you're at it, evaluate mo na rin finances mo. Do a quick financial health check. . In times of uncertainty, do I have systems in place for fall backs? . 1. Do I have a go-to fund for emergencies? May enough fund ba ako sa bank that will cover my bills and other household expenses if wala na ako sasahurin next month, and the following month/s? . 2. Do I have an HMO? Is it in force? Does it cover COVID19? Have I exceeded the limit or may natitira pa na pwede magamit? . 3. Do I have health insurance WITH hospital confinement benefits? Is it in force? What are the benefits included? Does it cover COVID19? How much is my coverage? . 4. Worse case scenario: Is my life insurance enough for those that I will leave behind? . These are some of the questions you can ask yourself. . If wala ka pa, what are you going to do about it? Now is the time, to talk to your FA friend na iniiwasan mo. . You don't think you need it, but when you do, do you have it? . If you want to know more, send me a message and I'd be glad to assist you. . CTTO #FinancialPlanning #financialadvisor #IncomeProtection #RiskManagement #ProtectionIsNotExpensive #insurance #healthinsurance #covidph #covidphilippines

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